{"references": ["Adhikari, P. R.. (2020). Perception of Consumers towards Nepalese Insurance Products. Journal of Nepalese Business Studies, 13(1), 36\u201348. https://doi.org/10.3126/jnbs.v13i1.34702", "Ame, A. M. (2013). Factors influencing customer's evaluation of service quality and customer satisfaction: Findings from Tanzania. International Journal of Marketing and Technology, 3, 87-112. Available at: http://www.ijmra.us/commerce_ journal.php/", "Anshari, M., Almunawar, M. N., Lim, S. A., & Al-Mudimigh, A. (2019). Customer relationship management and big data enabled: Personalization & customization of services. Applied Computing and Informatics, 15(2), 94\u2013101. https://doi.org/10.1016/j.aci.2018.05.004", "Barber, B. and Odean, T. (2018). Boys will be Boys: Gender, Overconfidence, and Common Stock Investment.", "Chaudhary, S. (2016) Consumer Perception Regarding Life Insurance Policies: A Factor Analytical Approach. Pacific Business Review International, 9, 52-61.", "Chaudhary, S. (2016). Consumer perception regarding life insurance policies: A factor analytical approach. Pacific Business Review International, 9(6), 52-61."]}

The study aimed to identify the factors influencing the investment decisions of public school teachers' life insurance policies in Claver, Surigao del Norte. A quantitative – descriptive survey design was utilized using mean and standard deviation, frequency count and percentage, and analysis of variance. The teachers' profile was the study's independent variable, and its indicators were age, sex, rank position, civil status, and years in service. While the influencing factors such as premium offered, company image, service quality, satisfaction level, and company-client relationship served as the dependent variable. The findings indicate no significant relationship between the influencing factors and the profile variables. The paper recommends that the insurance companies propose new strategies to increase investment through the use of the technology and improve the company's service quality. In addition, school administrators should work with stakeholders in conducting financial literacy programs on insurance investment for the teachers to aid more knowledge in expenses management and future security