The dataset of this paper originated from quantitative surveys from May 2014 to June 2014. The data collection was embedded in a Participatory Action Research (PAR) which aim was to investigate the financial survival strategies of low-income households, in a Hungarian village in a disadvantaged region. The directed networks of lending and borrowing households is a unique dataset that empirically captures a hidden and informal finical activity between households. The network contains 158 households and 281 ties between them. A unique feature of the networks is that it indicates the social relations and the spatial distance between the households and also their financial situations. Therefore, the data describes not only the informal, interpersonal credit relations between the households but also the socioeconomic factors of the actors as well.