{"references": ["Hermawati. 2016. Economic Study between Monoculture and Intercropping, XVIII, 66\u201371.", "Manihuruk, E. 2018. Factors Affected Farmers to Choose the Cassava ' s Cropping Pattern and Technical Efficiency in Centre Lampung, 17(21), 139\u2013150. https://doi.org/10.31186/jagrisep. 172 (2) : 139-150", "Rahma, R. N., Rondhi, M., & Suwandari, A. 2018. Factors Affecting Cropping Patterns and Farmers' Income on Various Water Availability in Karanglo Irrigation Areas, 2, 215\u2013220.", "Pasaribu S, Syaka B, Sejati WK, Setiyanto A, Hestina J, Situmorang J. 2007. Agricultural Sector Financing Policy Analysis.Center for Socio-Economic Analysis and Agricultural Policy, Bogor.", "Ayaz, S., & Hussain, Z. 2011. Impact of Institutional Credit on Production Efficiency of Farming Sector: A Case Study of District Faisalabad, 49(2), 149\u2013162.", "Appiah, E. K., Baah-mintah, R., & Owusu-adjei, E. 2016. Effects of Credit on Agricultural Inputs and Technology in the Nkoranza North District , Ghana, 4(6), 134\u2013142. https://doi.org/10.12691/ajrd-4-6-3", "Tran, M. C., Gan, C., Centre, T. C., &August, N. Z. 2014. Credit Constraints and Impact on Farm Household Welfare\u202f: Evidence from Vietnam's North Central Coast region Paper presented at the 2014 NZARES Conference.", "Mulyaqin, T, and Haryani, D. 2013. Accessibility of Paddy Rice Farmers to Sources of Capital and Factors Affecting It in Banten Province. IKATAN Newsletter 3(2): 22-35.", "Setiani, N., Zakaria, W.A, Adawiyah, R. 2015. Analysis of Farming Profits Between Cropping Patterns in Rice Fields in Tata Karya Village, Abung Surakarta sub District, North Lampung Regency. JIIA 3(2):122-129.", "Mulyaqin, T, Haryani, D. 2013. Availability and Utilization of Financing Sources for Paddy Rice Farming in Pandeglang Regency, Banten Province. IKATAN Newsletter 3(1):19-29.", "Sayaka, B., Swastika D.K.S., Rivai, R.S., Supriyati, Supriyadi, H, Askin, A. 2011. Increasing Farmers' Access to Capital in Marginal Land Areas. Center for Socio-Economic Analysis and Agricultural Policy, Research and Development Agency of the Ministry of Agriculture, Bogor."]}

Good farming management in regulating cropping patterns and business diversification can increase farmers' household income. JembayanDalam village is a village located near a mining company and the source of its livelihood is agriculture. The aims of this research are: (1) to identify the socio-economic characteristics of farmers; (2) to identify farming cropping patterns; and (3) analyzing the availability of capital owned by farmers. The research was carried out from April to June 2021 in JembayanDalam Village, Loa Kulusub District, KutaiKartanegara Regency. Sampling was done randomly (simple random sampling) with a number of respondents as many as 60 people. Data analysis used descriptive analysis. The results showed that the socio-economic characteristics of farmers of food crops and horticulture were having an average age of 50.42 years, formal elementary school education, the farming experience of more than 10 years, and self-owned land with an average area of 0.94 hectares. Farming cropping patterns are monoculture systems for food crops (rice-rice), monocultures for horticultural crops, and polyculture systems for food crops-horticultural crops. The availability of capital owned by food crop farmers, especially rice plants, is 37.46% of the total production cost requirement per hectare ofRp11.646.540,68.