V4.0 includes the following updates: Sec. 2: Derived linear correction to cosmological constant based on Schwarzschild de Sitter (SdS) metric. Brings RC into close agreement with Sofue data near galactic center. Sec. 3: Updated enclosed vacuum masses for dark energy & dark matter based on SdS metric. Included these corrections in the DM-DE halo formula. Sec. 4: Updated halo parameters result in small corrections to Figs. 1, 2, 3, 4, & 6. Added new Table 3 for halo parameters corresponding to Hubble constant for local universe. Added new Sec. 8 which reconciles CMB measurements of the Hubble constant with those derived from the local distance ladder. Added new Fig. 13 which plots the local Hubble "constant" vs. an erred H_o from the Planck collaboration.

Applying the same assumptions used to resolve divergence issues in QFT without renormalization, this paper models redistribution of vacuum energy near a black hole (BH) into dark energy (DE) and dark matter (DM) components such that the net energy of the cosmological vacuum is zero. The results provide a compelling explanation for the origin of dark energy and dark matter, flat galactic rotation curves, matter density parameters, Hubble tension, and the physics that drives the evolution of the universe.