On April 28, 1995, the U.S. Nuclear Regulatory Commission (NRC) issued Generic Letter (GL) 95-03, {open_quote}Circumferential Cracking of Steam Generator Tubes.{close_quote} GL 95-03 was issued to obtain information needed to verify licensee compliance with existing regulatory requirements regarding the integrity of steam generator tubes in domestic pressurized-water reactors (PWRs). This report briefly describes the design and function of domestic steam generators and summarizes the staff`s assessment of the responses to GL 95-03. The report concludes with several observations related to steam generator operating experience. This report is intended to be representative of significant operating experience pertaining to circumferential cracking of steam generator tubes from April 1995 through December 1996. Operating experience prior to April 1995 is discussed throughout the report, as necessary, for completeness.