In the textbook for universities on the course "Financial literacy", the issues of formation and development of financial literacy of the population are disclosed, the main characteristics of finance are considered and practical recommendations on financial planning of personal and family budgets, tips on avoiding financial fraud are given. Much attention is paid to the methods of investing money, the basics of creating your own business. At the end of each chapter, tasks, tests and a glossary are offered to consolidate the theoretical material. Meets the requirements of the federal state educational standards of higher education of the latest generation. It is intended for students of higher educational institutions of all fields of training, as well as anyone interested in financial literacy.