We present the simulation of the KLOE calorimeter with the FLUKA Monte Carlo program. The response of the detector to electromagnetic showers has been studied and compared with the publicly available KLOE data. The energy and the time resolution of the electromagnetic clusters is in good agreement with the data. The simulation has been also used to study a possible improvement of the KLOE calorimeter using multianode photo-multipliers. An HAMAMATSU R7600-M16 photomultiplier has been assembled in order to determine the whole cross talk matrix that has been included in the simulation. The cross talk matrix takes into account the effects of a realistic photo-multiplier's electronics and of its coupling to the active material. The performance of the modified readout has been compared to the usual KLOE configuration.