Snow is highly reflective in the visible region of the electromagnetic spectrum making it possible to easily distinguish on a satellite image. However, cloud cover and mountain shadows pose a serious problem in the identification of snow in a mountainous region. Therefore, to identify snow in such an environment, a Normalized Difference Snow Index (NDSI) has been applied. The NDSI is based on the high reflectance of snow in the visible region and its low reflectance in the SWIR region, whereas, reflectance of cloud remains high compared to snow in the SWIR region. Efforts have been made to carry out field observations on reflectance of various land features near Manali in Himachal Pradesh (HP) to develop NDSI values for identifying snow. Field data have been collected using three field radiometers, viz., Multi-band Ground Truth Radiometer (GTR) operating in the 12 spectral bands ranging from visible to near-infrared wavelengths, Near-Infrared Ground Truth Radiometer (NIGTR) operating in the SWIR range, and Ratio-Radiometer (RR) operating in two spectral bands, one in the visible range, and another band in the SWIR range. All these three field radiometers have been designed and developed indigenously at the Space Applications Centre (ISRO), Ahmedabad. NDSI values for all types of snow, such as, fresh, clear, patchy and wet, have been found to be in the range 0.9 to 0.96. In addition, the NDSI value for snow under mountain shadow is found to be more than 0.9. This suggests the use of NDSI method for snow cover monitoring under mountain shadow. NDSI values for other land features such as soil, vegetation, and rock were substantially different than snow. However, water bodies have NDSI values close to snow and they need to be masked during snow cover delineation using NIR band.