Background: The pandemic has created a noticeable difference in the financial capacities of many individuals. Due to the uncertainties of life, employment, investment returns due to market volatility and other financial burden in the form of loans and EMIs, has made it necessary for them to objectively focus on the effective financial planning to deal with the uncertainties like pandemic. Purpose: This study is conducted to see the difference in outlook towards financial planning after pandemic. Methodology: The research is conducted thorough cross-sectional study to collect the information about individuals’ perception. Likert based structured questionnaire is made to collect the primary data of respondents. Factor Analysis and Descriptive statistics is being used for the detailed analysis of the study. Results: The results of factor analysis show that, pandemic has made people realised the importance of separate emergency fund to meet with future uncertainties. The KMO value of 0.796 is indicating the high internal consistency among the items asked. The total variance explained by factor analysis is approximately 85%. People have understood the need of self- financial dependency to safe guard against the job insecurity, family insurance and for mental health. Moreover, the adoption of different investment pattern during normal and pandemic situation also has accelerated after pandemic. Statistical results also show that even after realising the intense impact of pandemic, majority of them (approx. 74%) has not purchased the Corona Kavach or any such Mediclaim policy due to liquidity crunches. Further, the change in selection of investment avenue for normal and pandemic course has been noticed in the analysis. Conclusion: It can be concluded that people have realised the importance of separate emergency fund to meet with future uncertainties and accordingly, investment avenues are given preference while allocating money for different situations.