The country progresses not only of growth of income but it is dependent on the sustainable growth of the economy. For the sustainable growth depends largely upon the inclusion of all the sections of including the underprivileged and marginalised sections of the populations into the mainstream of the society. One of the way in which these can be brought to the mainstream is the easy accessibility of financial products and services. Their small savings can be a great contributor to the capital growth thereby it can be channelized credit requirement very same marginalised groups. The central and state government are taking joint effort with the financial institutions to bring these financial excluded groups into the mainstream of the society. But the success rate is not much encouraging, it is evident from the fact that there great divide between urban and rural population in availing the financial products and services. There is great urgent need to bring these sections of the population to the organised financial inclusion programme. In this direction the technology can be a great asset to bring them within the formal banking and financial channels. The formal banking and financial institution will leverage on the cost reduction and at same time more and more customers, whereas the general public will gain by having easier accessibility for their credit requirement. The society will benefit with greater human development. Therefore this paper has made an attempt to study the contribution of the technology towards the financial inclusion in the country. The paper also examined the different technological advancement in the banking and financial institutions. The paper found that the if the technology used in the desired direction it can definitely bring the marginalised groups into mainstream society which in turn lead to better society and the human development of the country will also enhanced