Digital payments have become a must now a days. As we see that digitization has become the future of the entire nation. A major boost was given to cashless payments when demonetization was announced. As digital media came into picture, many modes of digital payments also came in. Due to covid-19 and demonetization digital payments have grown like a bust. Digital payments also got a boost due to the Covid-19 pandemic.The beginning of Covid-19 pandemic gave a lot of boosts to one of the digital payment companies called as PaytmA new reader may not be familiar with some of the phrases used in the realm of digital or epayments. This section offers a means of comprehending various forms of electronic payments. Payment instruments are used to make payments. One type of payment tool is cash. Also, checks are. However, there are many distinct titles used for comparable services, sometimes even within the same country, making digital payments complicated. This raises the question, "Will the switch from cash to digital payments actually occur?