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Factors Affecting the Low Preference of Culinary Traders in Choosing Sharia Financing in Bima City

Authors: Fitriani ,; Muaidy Yasin ,; Muhammad Irwan; Moh Huzaini;

Factors Affecting the Low Preference of Culinary Traders in Choosing Sharia Financing in Bima City

Abstract

This study aims to analyze the factors that influence the low preference of culinary traders in choosing sharia financing in Bima City. This research was conducted using quantitative methods. The type of data in this study is primary data obtained through the distribution of questionnaires to culinary traders in the city of Bima. They have not chosen Islamic financing in Islamic banks. The number of samples in this study was 96 respondents. The analytical tool used is multiple linear regression analysis with the help of SPSS v.24 software. The independent variables of this study are knowledge, promotion, and religiosity, while the dependent variable is low preference. The results showed that knowledge, promotion, and religiosity had a positive and significant effect on the low preference of culinary traders in choosing sharia financing in Bima City. These findings need further research to identify other factors that will encourage the preference of culinary traders to take financing from Islamic banks.

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Keywords

Knowledge, Promotion, Religiosity, Low Preference, and Culinary Trader.

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selected citations
These citations are derived from selected sources.
This is an alternative to the "Influence" indicator, which also reflects the overall/total impact of an article in the research community at large, based on the underlying citation network (diachronically).
BIP!Citations provided by BIP!
popularity
This indicator reflects the "current" impact/attention (the "hype") of an article in the research community at large, based on the underlying citation network.
BIP!Popularity provided by BIP!
influence
This indicator reflects the overall/total impact of an article in the research community at large, based on the underlying citation network (diachronically).
BIP!Influence provided by BIP!
impulse
This indicator reflects the initial momentum of an article directly after its publication, based on the underlying citation network.
BIP!Impulse provided by BIP!
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