Digitalization is a broad term that con notes the use of electronic means and ways to conduct banking. It encompasses products and services that bank customers can typically access using their mobile devices or computers, or in general without human intervention from the bank. From a user perspective, digitalization confers enormous benefits in the form of ease, speed and multiple means of access and a paradigm shift in engagement. Since banking as a whole benefits from going digital, it is only a matter of time before operations turn completely digital so as to complete the digital transformation journey. As digitalization is here to stay, banks cannot afford to remain stuck with old world ways of doing business and will be quickly overshadowed by competition unless they adopt digitalization in a big way. Let us examine a few key strategies to help banks with that. By embracing digitalization, banks can provide enhanced customer services. This provides convenience to customers and helps in saving time. Digitalization reduces human error and thus builds customer loyalty. Today, people have round-the-clock access to banks due to online banking. Therefore Bank Management should adopt the digitalization in there System .In this Research Paper researcher try to study about different types of strategies for effective digitalization.