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Serviços bancários online: análise e avaliação por parte dos clientes bancários angolanos

Authors: Pacheco, Luís Miguel; Capitamolo, Euclides Firmino; Tavares, Fernando Oliveira;

Serviços bancários online: análise e avaliação por parte dos clientes bancários angolanos

Abstract

Electronic banking constitutes one of the main vehicle of communication with clients, promoting a greater efficiency and speed in a large set of operations. This study analyzes a total of 395 responses from a survey of bank customers. A descriptive analysis of the results was performed and the Factor Analysis Main Components Analysis was subsequently used to identify two factors responsible for 68,35% of the total variance explained in factor analysis: the importance of using the Internet and its access and ease of using of digital media. The main aim of this paper is to contribute with suggestions to encourage the use of remote channels, so that the Internet Banking service is the preferred channel of communication between banks and customers, to the detriment of their physical presence at the branches. The results evidence that banks should make a greater promotion of the use of Internet Banking, as there is a receptive market for that.

Country
Portugal
Keywords

Grau de utilização dos canais online, banca, qualidade dos sites, angola, General Works, Banca; Internet Banking; qualidade dos sites; grau de utilização dos canais online; Angola, Angola, A, Qualidade dos sites, Banca, Internet Banking, internet banking, grau de utilização dos canais online

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    This is an alternative to the "Influence" indicator, which also reflects the overall/total impact of an article in the research community at large, based on the underlying citation network (diachronically).
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    popularity
    This indicator reflects the "current" impact/attention (the "hype") of an article in the research community at large, based on the underlying citation network.
    Average
    influence
    This indicator reflects the overall/total impact of an article in the research community at large, based on the underlying citation network (diachronically).
    Average
    impulse
    This indicator reflects the initial momentum of an article directly after its publication, based on the underlying citation network.
    Average
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selected citations
These citations are derived from selected sources.
This is an alternative to the "Influence" indicator, which also reflects the overall/total impact of an article in the research community at large, based on the underlying citation network (diachronically).
BIP!Citations provided by BIP!
popularity
This indicator reflects the "current" impact/attention (the "hype") of an article in the research community at large, based on the underlying citation network.
BIP!Popularity provided by BIP!
influence
This indicator reflects the overall/total impact of an article in the research community at large, based on the underlying citation network (diachronically).
BIP!Influence provided by BIP!
impulse
This indicator reflects the initial momentum of an article directly after its publication, based on the underlying citation network.
BIP!Impulse provided by BIP!
0
Average
Average
Average
Green
gold