The distribution of stellar masses at the birth of stars is called the Initial Mass Function or IMF. Why does the IMF favour the production of low-mass stars? There is a clue in the report that most planetary systems seem to outweigh the protoplanetary disks (PPDs) in which they formed, suggesting there is more to planet formation than the build-up into increasing mass from collisions between the dust particles and rocks in the disk, and leaving astronomers to re-evaluate planet-formation theories. (Manara et al 2018) Science must always be free to question everything: even the long-established idea that mass is the cause of gravity - which, according to General Relativity (Einstein 1915), is the warping and curving of space-time. Exploration of the reverse, that gravity forms mass, sounds absurd to modern science. Yet, it has the potential to explain planet formation and the IMF. This inverse mass-gravity relation uses the well-accepted idea that the universe is described mathematically, being flexible enough to extend that notion and suggest the universe IS maths. It could be produced by binary digits (base-2 maths) and topology, and the gravity that is the warping of space-time could interact with electromagnetism to form the quantum spin of matter particles (½) via vector-tensor-scalar geometry’s photonic spin of 1 being divided by the gravitonic spin of 2. This geometric attempt at understanding gravity may be seen as related to 4 earlier theories of gravity - Mordehai Milgrom’s 1983 Modified Newtonian Dynamics (MOND), its relativistic generalization known as Jacob Bekenstein’s 2004 Tensor–vector–scalar gravity (TeVeS), the TeVeS extension Bi-scalar tensor vector gravity (BSTV) proposed in 2005 by R.H.Sanders, and John Moffat’s 2006 Scalar–tensor–vector gravity (STVG). This work relates waves to the Complex Number Plane and Wick rotation - different phases rotate from the x-axis to the so-called “imaginary” y-axis where they can produce the extra mass of another large-scale dimension (so-called Dark Matter) as well as the mass’s associated Dark Energy.