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ZENODO
Article . 2016
License: CC BY
Data sources: Datacite
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ZENODO
Article . 2016
License: CC BY
Data sources: ZENODO
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ZENODO
Article . 2016
License: CC BY
Data sources: Datacite
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The relationship of financial education and optimism in the use of credit cards

descriptionPublicationkeyboard_double_arrow_right Article 16 Feb 2016 Portuguese Publisher:Zenodo
Authors: Diniz, P.; Rogers, Pablo; Barboza, Flavio; Mendes-Da-Silva, Wesley;

doi: 10.5281/zenodo.2567150 , 10.5281/zenodo.2567149

The relationship of financial education and optimism in the use of credit cards

Abstract

The wide availability of credit cards requires concern about how people can use this credit instrument facing potential negative consequences due to misuse and mismanagement of credit. Thus, this paper analyzes the influence of financial education and optimism in the number of cards of individuals through an ordered logit model to confirm this relationship. We analyzed the responses of 559 individuals and shown that people with higher financial literacy tend to have significantly less credit cards, with similar results for the optimists.

Keywords

Credit Cards, Financial Innovations, Financial Education, Behavioral Finance

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This is an alternative to the "Influence" indicator, which also reflects the overall/total impact of an article in the research community at large, based on the underlying citation network (diachronically).
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popularity
This indicator reflects the "current" impact/attention (the "hype") of an article in the research community at large, based on the underlying citation network.
BIP!Popularity provided by BIP!
influence
This indicator reflects the overall/total impact of an article in the research community at large, based on the underlying citation network (diachronically).
BIP!Influence provided by BIP!
impulse
This indicator reflects the initial momentum of an article directly after its publication, based on the underlying citation network.
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