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ZENODO
Dataset . 2026
License: CC BY
Data sources: ZENODO
ZENODO
Dataset . 2026
License: CC BY
Data sources: Datacite
ZENODO
Dataset . 2026
License: CC BY
Data sources: Datacite
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Claim

RAQAMLI MOLIYANING RIVOJLANISH ISTIQBOLLARI: O'ZBEKISTON RESPUBLIKASI MISOLIDA EMPIRIK TAHLIL

Research datakeyboard_double_arrow_right Dataset 04 Jun 2026Publisher:Zenodo
Authors: Shermuxamedov Bexzodjon Usmonovich; Qosimova Fazilat Sherzod qizi; Worldly Knowledge Publishing Centre;

doi: 10.5281/zenodo.20542801 , 10.5281/zenodo.20542800

RAQAMLI MOLIYANING RIVOJLANISH ISTIQBOLLARI: O'ZBEKISTON RESPUBLIKASI MISOLIDA EMPIRIK TAHLIL

Abstract

Ushbu maqolada Oʻzbekiston Respublikasida raqamli moliyaviy ekotizimning shakllanishi, uning transformatsion dinamikasi va makroiqtisodiy barqarorlikka ta’siri empirik hamda tizimli-qiyosiy tahlil qilingan. Tadqiqot doirasida Markaziy bank, Statistika agentligi va Jahon bankining 2020–2025-yillardagi rasmiy ma'lumotlari asosida masofaviy bank xizmatlari, tranzaksiyalar tarkibi va “regulyativ sandbox” mexanizmlarining samaradorligi baholangan. Tahlillar shuni koʻrsatadiki, raqamli moliya tizimida an'anaviy POS-terminallardan QR-kod va NFC texnologiyalariga oʻtish, shuningdek, P2P oʻtkazmalari ulushining kamayib, B2C va G2C segmentlarining ortishi iqtisodiyotning real sektoriga xizmat koʻrsatuvchi funksional bosqich boshlanganidan dalolat beradi. Maqolada neobanklar faoliyati, biometrik identifikatsiyaning ijobiy natijalari bilan bir qatorda, hududiy raqamli tafovut (digital divide) va onlayn kreditlarning yuqori foiz stavkalari kabi tizimli muammolar aniqlangan hamda ularni bartaraf etish boʻyicha strategik takliflar ilgari surilgan.

Related Organizations
Keywords

raqamli moliya, fintech, neobanklar, P2P oʻtkazmalari, moliyaviy inklyuziya, regulyativ sandbox, Open Banking, API arxitekturasi, raqamli tafovut.

  • BIP!
    Impact byBIP!
    selected citations
    These citations are derived from selected sources.
    This is an alternative to the "Influence" indicator, which also reflects the overall/total impact of an article in the research community at large, based on the underlying citation network (diachronically).
    		 0
    popularity
    This indicator reflects the "current" impact/attention (the "hype") of an article in the research community at large, based on the underlying citation network.
    		 Average
    influence
    This indicator reflects the overall/total impact of an article in the research community at large, based on the underlying citation network (diachronically).
    		 Average
    impulse
    This indicator reflects the initial momentum of an article directly after its publication, based on the underlying citation network.
    		 Average
Powered by OpenAIRE graph
Found an issue? Give us feedback
selected citations
These citations are derived from selected sources.
This is an alternative to the "Influence" indicator, which also reflects the overall/total impact of an article in the research community at large, based on the underlying citation network (diachronically).
BIP!Citations provided by BIP!
popularity
This indicator reflects the "current" impact/attention (the "hype") of an article in the research community at large, based on the underlying citation network.
BIP!Popularity provided by BIP!
influence
This indicator reflects the overall/total impact of an article in the research community at large, based on the underlying citation network (diachronically).
BIP!Influence provided by BIP!
impulse
This indicator reflects the initial momentum of an article directly after its publication, based on the underlying citation network.
BIP!Impulse provided by BIP!
0
Average
Average
Average