Abstract Previous V32 research has proven that the universe originates from black holes, and positive and negative universes evolve cyclically through black hole-white hole iteration systems. On this basis, this paper proposes and systematically verifies the human-cosmic isomorphism principle within the 14-Order Unified Field Theory (14FT) framework, demonstrating that human life systems are holographic scale projections of universal cosmic structures governed by identical 14FT topological rules. The core conclusions are as follows: (1) The mammalian ovum corresponds to a microscopic black hole at the human scale, and fertilization constitutes a white-hole eruption process for life genesis; the activation threshold of fertilization is uniquely determined by inherent 14FT geometric constants. (2) Each individual human body corresponds to a phase-conjugate negative-phase human entity residing in hidden-dimensional spacetime, and the universal somatic asymmetry of "right-sided lesion with left-sided phase response" serves as the macroscopic structural evidence of this conjugate duality. (3) A complete individual life system exists in layered multi-dimensional forms: one material entity at the macroscopic physical layer, two phase conjugate entities at the spacetime phase layer, and nested multi-layer structures at the consciousness layer. (4) Life and death are essential phase transition processes of order-state condensation and decoupling, rather than absolute annihilation of substances and information. This paper puts forward four optimizable experimentally testable predictions, systematically analyzes the mathematical origin and scientific rationality of positive-negative phase human duality, and realizes organic integration with existing molecular biology and neuroscience theories. The essential nature of consciousness elaborated in 14FT V13 is not repeated herein.