Microfinance initiatives have been implemented in various African countries to address economic disparities and enhance livelihoods. Côte d'Ivoire is no exception, with microfinance serving as a tool for poverty alleviation and socio-economic development. The study employs a mixed-methods approach, combining quantitative data from surveys with qualitative insights from interviews. Data is collected from three distinct microfinance institutions operating in rural and urban areas of Côte d'Ivoire. Microfinance initiatives have shown significant positive impacts on beneficiaries' income levels, particularly in the agricultural sector where over 70% of participants reported increased crop yields. While microfinance has contributed to economic growth and improved livelihoods for many Côte d'Ivoire residents, disparities persist due to varying programme effectiveness across regions. Future interventions should focus on enhancing the sustainability and inclusivity of microfinance programmes by addressing regional-specific challenges. Microfinance, Economic Development, Livelihoods, Côte d'Ivoire, Comparative Study