TIJORAT BANKLARI TOMONIDAN KICHIK BIZNES SUBYEKTLARIGA TAKLIF ETILAYOTGAN KREDIT MAHSULOTLARI
TIJORAT BANKLARI TOMONIDAN KICHIK BIZNES SUBYEKTLARIGA TAKLIF ETILAYOTGAN KREDIT MAHSULOTLARI
Mazkur maqolada tijorat banklari tomonidan kichik biznes subyektlariga taklif etilayotgan kredit mahsulotlarining turlari, ularning iqtisodiy mazmuni, shakllanish mexanizmlari hamda amaliy qo‘llanilish xususiyatlari tahlil qilingan. Tadqiqot jarayonida kichik biznesni moliyalashtirishning an’anaviy va zamonaviy shakllari, jumladan aylanma mablag‘larni to‘ldirish kreditlari, investitsion kreditlar, overdraft, faktoring, lizing va raqamli kredit mahsulotlari tizimli ravishda o‘rganilgan. Shuningdek, bank kredit mahsulotlarining foiz siyosati, garov ta’minoti, kreditlash muddatlari va risklarni boshqarish mexanizmlarining kichik biznes faoliyatiga ta’siri baholangan. O‘zbekiston bank tizimida kichik biznesni qo‘llab-quvvatlashga qaratilgan davlat dasturlari va imtiyozli kredit liniyalarining ahamiyati ochib berilgan
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