The Real Cost of Legacy in Digital Payments — And How AI Can Reduce It by 40%
Aggarwal, Neeraj;
The Real Cost of Legacy in Digital Payments — And How AI Can Reduce It by 40%
Legacy payment systems are stable but costly to modernize. This article outlines how AI can reduce modernization effort by up to 40% through intelligent code analysis, dependency mapping, and risk scoring. A structured 3‑phase model enables zero‑downtime transformation. Banks that adopt AI‑enabled modernization will define the future of payments.
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selected citations
Citations provided by BIP!
These citations are derived from selected sources.
This is an alternative to the "Influence" indicator, which also reflects the overall/total impact of an article in the research community at large, based on the underlying citation network (diachronically).
Citations provided by BIP!popularityPopularity provided by BIP!
This indicator reflects the "current" impact/attention (the "hype") of an article in the research community at large, based on the underlying citation network.
Popularity provided by BIP! 0
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