This study addresses a current research gap in African Studies concerning Urbanization, Informal Settlements, and Social Welfare in African Cities in Ghana. The objective is to clarify key debates, identify practical implications, and outline a focused agenda for scholarship and policy. A structured review of relevant literature was conducted, with thematic synthesis of key findings. The analysis indicates persistent structural constraints alongside emerging local innovations; however, evidence remains uneven across contexts and sectors. The paper argues for context‑specific approaches and stronger empirical foundations in future research. Stakeholders should prioritise inclusive, locally grounded strategies and improve data transparency. Urbanization, Informal Settlements, and Social Welfare in African Cities, Ghana, Africa, African Studies, systematic review This structured abstract provides a standardised summary to support rapid screening, indexing, and assessment of scholarly contribution.