This paper presents IAS-UNIVERSAL (Informed Consent Audit Standard — Universal Protocol): the capstone operational framework for Zero Leap Theory (ZLT). Where previous papers developed domain-specific protocols (IAS-BIO, IAS-FIS, IAS-SEC, IAS-PLT, IAS-ALG, IAS-POL), this paper synthesizes them into a unified audit standard applicable across all intervention domains. IAS-UNIVERSAL provides: (1) A 25-item master checklist covering all five ZLT gates (Permeability 𝒞, Stability η, Alignment Φ, Memory ℋ, Observability 𝒪); (2) Explicit GO/CONDITIONAL/BLOCK verdict criteria with numerical thresholds; (3) The Dependency Potential Score (DP-Score) for assessing lock-in risk; (4) The Intervention Risk Index (IRI) for ongoing monitoring; (5) Structural safeguards against protocol gaming and capture; (6) Exit Coercion Index (ECI) integration for assessing effective consent. Version 1.2 introduces the Exit Coercion Index (ECI) as a critical refinement of the Consent gate, distinguishing between legal exit permission and practical exit viability. The formulation 𝒞_eff = 𝒞_legal · 𝒞_viable captures coercion-by-dependency: situations where exit is legally permitted but economically suicidal. The anti-proxy-washing rule invalidates any audit claiming consent based solely on de jure exit availability. The juridical framework establishes Structural Negligence as the accountability standard: failure to conduct IAS assessment before intervention constitutes negligence per se, regardless of intervention outcome. THE IAS IMPERATIVE:No assessment, no intervention.No consent, no deployment.No exit viability, no valid consent.No exit criteria, no legitimacy. - Added methodological notes on DP-Score and IRI weight calibration- Added Tools and Templates subsection with resource availability- Clarified ordinal interpretation of metrics Related papers in series:- Paper 1: Zero Leap Theory — Core Framework (DOI: 10.5281/zenodo.18264279)- Paper 2: The Emergency Consent Trap — Bioethics- Paper 6: The Emergency Algorithmic Trap — AI Governance This document establishes the formal audit standard for intervention admissibility in complex systems with memory. It is designed for use by institutions, regulators, auditors, and legal counsel. LICENSING:- Academic citation and non-commercial use: Permitted with attribution- Commercial implementation, certification services, and enterprise deployment: Contact author- No derivatives permitted without explicit authorization Professional IAS assessment, audit, training, and certification services available.Templates and implementation tools available upon request.Contact: yubidanny@gmail.com