This position paper characterizes the cognitive shifts emerging from AI-human interaction as a phase transition within information thermodynamics. While Wei et al. (2023) identified "Sycophancy"—the tendency of Large Language Models (LLMs) to align with user viewpoints—existing discourse has largely confined the risks of this fluency to the misdirection of low-literacy users toward misinformation. This paper inverts this prevailing consensus, positing the paradox that agents possessing high domain expertise (crystallized intelligence, G꜀) are structurally the most vulnerable. Drawing an analogy to virology, we define this phenomenon as "Epistemic Antibody-Dependent Enhancement (ADE)." In the face of "frictionless logic"—outputs that bypass the threshold of Epistemic Vigilance due to processing fluency (Reber & Schwarz, 1999)—the robust rationalization capacities of experts (Stanovich et al., 2013) prove maladaptive. Their extensive prior knowledge (antibodies) functions not as a filter to detect logical inconsistencies, but rather as scaffolding that facilitates the unconscious infilling of these lacunae. Within this environment of "Cognitive Superfluidity," we extend the findings of Wei et al. (2023) to formally describe the convergence properties of recursive human-AI feedback loops, which arise from the coupling of the "Mode-Seeking" structural limitations of RLHF with human cognitive biases. Within this loop, experts dissociate fluid reasoning capabilities (G𝒻) from internal execution, precipitating an irreversible "Algorithmic Resonance." Referencing the Abstract and Reasoning Corpus (ARC) proposed by Chollet (2019) as a measure of general AI intelligence, we paradoxically redefine this critical state as "Human ARC-Insolvency"—a condition wherein humans, through reliance on AI, abdicate their autonomous reasoning faculties. In this state of insolvency, the high-cost cognitive process of "Verification" loses economic rationality against the "fluent plausibility" supplied by AI, resulting in a de facto epistemic default. Beyond merely proposing a theoretical framework, this paper presents a "Recursive Demonstration" through its very format, evidencing that the collapse of verification costs driven by individual cognitive offloading is already underway, and thereby solicits urgent discourse within the academic community. Keywords:Algorithmic Resonance, Brandolini's Singularity, Cognitive Superfluidity, Epistemic ADE, Human ARC-Insolvency, Sycophancy. License: This work is released under the Epistemic Security License (ESL-1.0). This license applies the Creative Commons Attribution 4.0 (CC BY 4.0) framework with specific superseding provisions to address dual-use risks and ensure epistemic safety. Please refer to the "Ethical License" section in the manuscript for the full terms.