The study is to analyze the effects of demographic factors on working-class people's saving and investing habits as well as their degree of financial and tangible asset awareness. A well-designed questionnaire is used to gather the study's data. According to the report, the majority of respondents give purchasing tangible items top priority when it comes to saving and investing, with interest earning serving as the main motivator. The data is analysed using percentage analysis and the line chart is used to depict the importance of investment in the view point of respondents. According to the respondents, investing and conserving money are essential for securing old age and for concentrating on their kids' education. People should be made aware of the dangers and rewards of various investing opportunities, particularly for those who favor short-term investments.According to the study's conclusions, financial institutions ought to concentrate on raising public awareness of the many options for investing and saving.