Powered by OpenAIRE graph
Found an issue? Give us feedback
image/svg+xml art designer at PLoS, modified by Wikipedia users Nina, Beao, JakobVoss, and AnonMoos Open Access logo, converted into svg, designed by PLoS. This version with transparent background. http://commons.wikimedia.org/wiki/File:Open_Access_logo_PLoS_white.svg art designer at PLoS, modified by Wikipedia users Nina, Beao, JakobVoss, and AnonMoos http://www.plos.org/ ZENODOarrow_drop_down
image/svg+xml art designer at PLoS, modified by Wikipedia users Nina, Beao, JakobVoss, and AnonMoos Open Access logo, converted into svg, designed by PLoS. This version with transparent background. http://commons.wikimedia.org/wiki/File:Open_Access_logo_PLoS_white.svg art designer at PLoS, modified by Wikipedia users Nina, Beao, JakobVoss, and AnonMoos http://www.plos.org/
ZENODO
Article . 2025
License: CC BY
Data sources: ZENODO
ZENODO
Article . 2025
License: CC BY
Data sources: Datacite
ZENODO
Article . 2025
License: CC BY
Data sources: Datacite
versions View all 2 versions
addClaim

Commercial Banking and Financial Stability: Evaluating Internal and External Determinants

Authors: RESDO;

Commercial Banking and Financial Stability: Evaluating Internal and External Determinants

Abstract

This study explores the correlation between commercial banking operations and their impact on financial stability. It ranks the various banking activities arising from the risk-mitigating measures and regulatory constraints that altogether build up the resilience of the financial sector. It seeks to identify means that either foster or impede stability, aiming eventually to give helpful clues to policymakers, financial regulators, and banking practitioners in their efforts to sustain the economy. People targeted during the research were seasoned senior managers from different commercial banks with two representatives from each institution selected through the random sampling technique. To assess the correlations between the independent and dependent variables, inferential statistical tools were used for regression analysis and correlation tests. Financial stability, the study reveals, is dependent on a variety of internal dynamics, including operational costs, size of firms, board composition, capitalization levels, interest rate policies, and labor productivity. The study further emphasizes that commercial banks could strengthen their financial viability through financial innovations, strategic policy decisions, increased income avenues, sound financial reconciling methodologies, and well-structured oversight mechanisms. These measures collectively assist in managing both internal and external pressures, enabling banks to maintain their stability in an evolving economic landscape. Additionally, the study recommends enhanced training programs for banking personnel to improve risk assessment capabilities and regulatory compliance, further strengthening the financial sector's resilience.

Keywords

Commercial Banking, Financial Stability, Risk Management, Banking Regulations

  • BIP!
    Impact byBIP!
    selected citations
    These citations are derived from selected sources.
    This is an alternative to the "Influence" indicator, which also reflects the overall/total impact of an article in the research community at large, based on the underlying citation network (diachronically).
    0
    popularity
    This indicator reflects the "current" impact/attention (the "hype") of an article in the research community at large, based on the underlying citation network.
    Average
    influence
    This indicator reflects the overall/total impact of an article in the research community at large, based on the underlying citation network (diachronically).
    Average
    impulse
    This indicator reflects the initial momentum of an article directly after its publication, based on the underlying citation network.
    Average
Powered by OpenAIRE graph
Found an issue? Give us feedback
selected citations
These citations are derived from selected sources.
This is an alternative to the "Influence" indicator, which also reflects the overall/total impact of an article in the research community at large, based on the underlying citation network (diachronically).
BIP!Citations provided by BIP!
popularity
This indicator reflects the "current" impact/attention (the "hype") of an article in the research community at large, based on the underlying citation network.
BIP!Popularity provided by BIP!
influence
This indicator reflects the overall/total impact of an article in the research community at large, based on the underlying citation network (diachronically).
BIP!Influence provided by BIP!
impulse
This indicator reflects the initial momentum of an article directly after its publication, based on the underlying citation network.
BIP!Impulse provided by BIP!
0
Average
Average
Average
Green