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World Journal of Advanced Research and Reviews
Article . 2025 . Peer-reviewed
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Article . 2025
License: CC BY
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ZENODO
Article . 2025
License: CC BY
Data sources: Datacite
ZENODO
Article . 2025
License: CC BY
Data sources: Datacite
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AI-powered digital banking risk detection: Moving from post-transaction to pre-transaction intelligence

Authors: Gourneni, Sandeep Ravichandra;

AI-powered digital banking risk detection: Moving from post-transaction to pre-transaction intelligence

Abstract

This scholarly article examines the paradigm shift in digital banking risk detection from traditional post-transaction analysis to pre-transaction intelligence powered by artificial intelligence. The transformation represents a fundamental change in how financial institutions approach fraud prevention and risk management. Through an analysis of current technological frameworks, implementation challenges, and emerging capabilities, this paper demonstrates how pre-transaction intelligence is revolutionizing the banking sector's approach to security while balancing customer experience considerations

Related Organizations
Keywords

Fraud Detection, Machine Learning Architectures, Behavioral Biometrics, AI-Powered Banking, Pre-Transaction Intelligence

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selected citations
These citations are derived from selected sources.
This is an alternative to the "Influence" indicator, which also reflects the overall/total impact of an article in the research community at large, based on the underlying citation network (diachronically).
BIP!Citations provided by BIP!
popularity
This indicator reflects the "current" impact/attention (the "hype") of an article in the research community at large, based on the underlying citation network.
BIP!Popularity provided by BIP!
influence
This indicator reflects the overall/total impact of an article in the research community at large, based on the underlying citation network (diachronically).
BIP!Influence provided by BIP!
impulse
This indicator reflects the initial momentum of an article directly after its publication, based on the underlying citation network.
BIP!Impulse provided by BIP!
0
Average
Average
Average
Green
gold