Powered by OpenAIRE graph
Found an issue? Give us feedback
image/svg+xml art designer at PLoS, modified by Wikipedia users Nina, Beao, JakobVoss, and AnonMoos Open Access logo, converted into svg, designed by PLoS. This version with transparent background. http://commons.wikimedia.org/wiki/File:Open_Access_logo_PLoS_white.svg art designer at PLoS, modified by Wikipedia users Nina, Beao, JakobVoss, and AnonMoos http://www.plos.org/ ZENODOarrow_drop_down
image/svg+xml art designer at PLoS, modified by Wikipedia users Nina, Beao, JakobVoss, and AnonMoos Open Access logo, converted into svg, designed by PLoS. This version with transparent background. http://commons.wikimedia.org/wiki/File:Open_Access_logo_PLoS_white.svg art designer at PLoS, modified by Wikipedia users Nina, Beao, JakobVoss, and AnonMoos http://www.plos.org/
ZENODO
Article . 2025
License: CC BY
Data sources: ZENODO
ZENODO
Article . 2025
License: CC BY
Data sources: Datacite
ZENODO
Article . 2025
License: CC BY
Data sources: Datacite
versions View all 2 versions
addClaim

Fraud: A Negative Catalyst to Bank Growth

Authors: Erhabor, Osaruyi Jeffrey; ISEDU, Mustafa;

Fraud: A Negative Catalyst to Bank Growth

Abstract

Abstract: This study investigates the impact of fraud on the growth of Nigerian banks, highlighting how fraudulent practices hinder sustainable development in the financial sector. Using secondary data from published financial reports between 2013 and 2023, the study employs regression analysis to assess the correlation between the prevalence of fraud and indicators of bank growth. This study has empirically examined the impact of various types of fraud on the growth of Nigerian banks, measured by total bank assets. The findings reveal that certain fraud types—specifically online/web fraud and cheque fraud—have a significant negative effect on bank growth, confirming their role as detrimental factors in the banking sector. Conversely, some forms of fraud, such as automated teller machine fraud and total amount lost, surprisingly show a positive association with bank growth, which may indicate underlying complexities or anomalies that warrant further investigation. The study recommends stronger internal control systems, and enhanced regulatory oversight to mitigate the rising incidence of fraud. This research provides policy-relevant insights into curbing fraud as a means to promote financial sector growth in Nigeria. Keywords: bank growth, fraud, financial crime, Nigeria, internal control, financial sector, regulatory oversight. Title: Fraud: A Negative Catalyst to Bank Growth Author: Erhabor, Osaruyi Jeffrey, ISEDU, Mustafa International Journal of Management and Commerce Innovations ISSN 2348-7585 (Online) Vol. 13, Issue 1, April 2025 - September 2025 Page No: 466-475 Research Publish Journals Website: www.researchpublish.com Published Date: 26-August-2025 DOI: https://doi.org/10.5281/zenodo.16947859 Paper Download Link (Source) https://www.researchpublish.com/papers/fraud-a-negative-catalyst-to-bank-growth

Keywords

internal control, bank growth, financial crime, Nigeria, regulatory oversight, fraud, financial sector

  • BIP!
    Impact byBIP!
    selected citations
    These citations are derived from selected sources.
    This is an alternative to the "Influence" indicator, which also reflects the overall/total impact of an article in the research community at large, based on the underlying citation network (diachronically).
    0
    popularity
    This indicator reflects the "current" impact/attention (the "hype") of an article in the research community at large, based on the underlying citation network.
    Average
    influence
    This indicator reflects the overall/total impact of an article in the research community at large, based on the underlying citation network (diachronically).
    Average
    impulse
    This indicator reflects the initial momentum of an article directly after its publication, based on the underlying citation network.
    Average
Powered by OpenAIRE graph
Found an issue? Give us feedback
selected citations
These citations are derived from selected sources.
This is an alternative to the "Influence" indicator, which also reflects the overall/total impact of an article in the research community at large, based on the underlying citation network (diachronically).
BIP!Citations provided by BIP!
popularity
This indicator reflects the "current" impact/attention (the "hype") of an article in the research community at large, based on the underlying citation network.
BIP!Popularity provided by BIP!
influence
This indicator reflects the overall/total impact of an article in the research community at large, based on the underlying citation network (diachronically).
BIP!Influence provided by BIP!
impulse
This indicator reflects the initial momentum of an article directly after its publication, based on the underlying citation network.
BIP!Impulse provided by BIP!
0
Average
Average
Average