
Maqolada tijorat banklarida raqamli texnologiyalar yordamida omonatlarni boshqarish va kredit jarayonlarini optimallashtirish masalalari tahlil qilinadi. Raqamli platformalar, mobil ilovalar va sun’iy intellekt asosidagi kredit scoring tizimlari orqali bank xizmatlarining samaradorligi va mijozlar uchun qulayliklar oshishi ko‘rsatib beriladi. Shuningdek, kiberxavfsizlik, mijozlarning raqamli savodxonligi va texnologik infratuzilmaning rivojlanish darajasi kabi dolzarb muammolar ham yoritiladi. Tadqiqot natijalari O‘zbekiston bank tizimida raqamli transformatsiyani chuqurlashtirish, xalqaro tajribalarni tatbiq etish va moliyaviy inklyuziyani kengaytirishda muhim ahamiyatga ega ekanini ko‘rsatadi.
| selected citations These citations are derived from selected sources. This is an alternative to the "Influence" indicator, which also reflects the overall/total impact of an article in the research community at large, based on the underlying citation network (diachronically). | 0 | |
| popularity This indicator reflects the "current" impact/attention (the "hype") of an article in the research community at large, based on the underlying citation network. | Average | |
| influence This indicator reflects the overall/total impact of an article in the research community at large, based on the underlying citation network (diachronically). | Average | |
| impulse This indicator reflects the initial momentum of an article directly after its publication, based on the underlying citation network. | Average |
