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ZENODO
Journal . 2025
License: CC BY
Data sources: ZENODO
ZENODO
Journal . 2025
License: CC BY
Data sources: Datacite
ZENODO
Journal . 2025
License: CC BY
Data sources: Datacite
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An Analysis of the Financial Inclusion in Sambalpur District of Odisha

Authors: Soni, Dubey; Tushar Kanti, Das;

An Analysis of the Financial Inclusion in Sambalpur District of Odisha

Abstract

Finding out if and how much the financial inclusion program affects the underprivileged people in the Sambalpur district is the main goal of this study. We utilize the Randomization Impact Evaluation or Randomization Control Trials approach, building a strong counterfactual and comparison group. We test the importance of age, gender, education, occupation, income and source of income dimensions in inclusive finance in the economic up-liftment of disadvantaged population. The current reading was led in the rural Sambalpur district of Odisha in order to accomplish this goal. Using a multistage sample procedure, 102 rural peasants were selected. To analyze the impact of financial inclusion program on disadvantaged population a model of ordinal logistic regression was employed. The outcomes of the overall study display that the financial inclusion program increased awareness, accessibility, availability, and usability of economic amenities for the elderly people. However, the impact on the usability of financial services for females was not significant compared to males. Schooling shows a part in financial awareness and accessibility, and the program improved financial services for illiterate and less educated populations. The program also increased financial awareness and accessibility for farmers and homemakers, and those with lower incomes. Usability of financial services was increased for those with less income sources after the program.

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    popularity
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selected citations
These citations are derived from selected sources.
This is an alternative to the "Influence" indicator, which also reflects the overall/total impact of an article in the research community at large, based on the underlying citation network (diachronically).
BIP!Citations provided by BIP!
popularity
This indicator reflects the "current" impact/attention (the "hype") of an article in the research community at large, based on the underlying citation network.
BIP!Popularity provided by BIP!
influence
This indicator reflects the overall/total impact of an article in the research community at large, based on the underlying citation network (diachronically).
BIP!Influence provided by BIP!
impulse
This indicator reflects the initial momentum of an article directly after its publication, based on the underlying citation network.
BIP!Impulse provided by BIP!
0
Average
Average
Average
Green