
Ushbu maqolada kredit reytingi tushunchasi, reyting agentliklarining iqtisodiy rolini ochib berish, shuningdek, bank kreditlash siyosatiga ta’sir qiluvchi omillarni tahlil qilish maqsad qilingan. Avvalo, kredit reytingi tizimlarining tarixiy shakllanish bosqichlari, reyting agentliklarining reyting berish metodologiyasi va mezonlari yoritiladi. Shundan so‘ng, reytinglarning banklar qaror qabul qilish jarayonidagi o‘rni, xususan, kredit shartlari, foiz stavkalari hamda risk-menejment siyosatini shakllantirishdagi roli atroflicha ko‘rib chiqiladi. Maqolaning yakunida bank sektorida reyting baholari samaradorligini oshirish, alternativ baholash modellari va tartibga solish islohotlari bo‘yicha tavsiyalar ilgari suriladi.
| selected citations These citations are derived from selected sources. This is an alternative to the "Influence" indicator, which also reflects the overall/total impact of an article in the research community at large, based on the underlying citation network (diachronically). | 0 | |
| popularity This indicator reflects the "current" impact/attention (the "hype") of an article in the research community at large, based on the underlying citation network. | Average | |
| influence This indicator reflects the overall/total impact of an article in the research community at large, based on the underlying citation network (diachronically). | Average | |
| impulse This indicator reflects the initial momentum of an article directly after its publication, based on the underlying citation network. | Average |
