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ZENODO
Article . 2025
License: CC BY
Data sources: ZENODO
ZENODO
Article . 2025
License: CC BY
Data sources: Datacite
ZENODO
Article . 2025
License: CC BY
Data sources: Datacite
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THE LEVEL OF FINANCIAL LITERACY OF UNIVERSITY STUDENTS: THE NEED FOR FINANCIAL EDUCATION

Authors: Juris C. Ponio, PhD;

THE LEVEL OF FINANCIAL LITERACY OF UNIVERSITY STUDENTS: THE NEED FOR FINANCIAL EDUCATION

Abstract

Abstract The prime purpose of this research was to determine the level of financial knowledge, behavior and attitude of the target population – first year students of one state university. A standardized questionnaire, developed by the International Network in Financial Education for the Organization for Economic Cooperation and Development (OECD) was adapted for this study. Using the questionnaire, the level of financial knowledge, behavior and attitude of the target respondents was measured. The findings revealed that majority of the students have average level of financial knowledge, financial behavior and financial attitude. It was also found out on this study financial knowledge, behavior and attitude are related with one another using correlation analysis. Analyses of the data gathered led the researchers to develop training modules with the purpose of improving the overall financial literacy of the students. Keywords: financial literacy, financial knowledge, financial behavior, financial attitude, micro business

Keywords

financial literacy, financial knowledge, financial behavior, financial attitude, micro business

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selected citations
These citations are derived from selected sources.
This is an alternative to the "Influence" indicator, which also reflects the overall/total impact of an article in the research community at large, based on the underlying citation network (diachronically).
BIP!Citations provided by BIP!
popularity
This indicator reflects the "current" impact/attention (the "hype") of an article in the research community at large, based on the underlying citation network.
BIP!Popularity provided by BIP!
influence
This indicator reflects the overall/total impact of an article in the research community at large, based on the underlying citation network (diachronically).
BIP!Influence provided by BIP!
impulse
This indicator reflects the initial momentum of an article directly after its publication, based on the underlying citation network.
BIP!Impulse provided by BIP!
0
Average
Average
Average
Green