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BANK SEKTORIDAGI MOLIYAVIY INOVATSIYALAR VA ULARNI TAKOMILLASHTIRISH YO'LLARI

Name: BANK SEKTORIDAGI MOLIYAVIY INOVATSIYALAR VA ULARNI TAKOMILLASHTIRISH YO'LLARI
Creator: Hazratkulov, Faxriyor

descriptionPublicationkeyboard_double_arrow_right Article , Other literature type 20 Mar 2025 Uzbek Publisher:Zenodo

Authors: Hazratkulov, Faxriyor;

doi: 10.5281/zenodo.15062448 , 10.5281/zenodo.15055103 , 10.5281/zenodo.15062442 , 10.5281/zenodo.15062447 , 10.5281/zenodo.15062443 , 10.5281/zenodo.15055102

BANK SEKTORIDAGI MOLIYAVIY INOVATSIYALAR VA ULARNI TAKOMILLASHTIRISH YO'LLARI

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Abstract

Ushbu maqolada bank sektoridagi moliyaviy innovatsiyalar va ularni takomillashtirish yo‘llari tahlil qilinadi. Moliyaviy innovatsiyalar bank xizmatlarini avtomatlashtirish, xavfsizligini oshirish va mijozlarga qulay sharoit yaratish uchun muhim ahamiyat kasb etadi. Maqolada raqamli bank xizmatlari, blokcheyn texnologiyalari, sun’iy intellekt, katta hajmdagi ma’lumotlar (Big Data) va ochiq bank tizimi kabi zamonaviy innovatsion yondashuvlar muhokama qilinadi. Shuningdek, bank sektorida moliyaviy innovatsiyalarni yanada rivojlantirish uchun taklif etilgan chora-tadbirlar, jumladan, raqamli infratuzilmani takomillashtirish, yangi moliyaviy mahsulot va xizmatlarni rivojlantirish, regulyator siyosatini moslashtirish va fintech kompaniyalari bilan hamkorlikni kuchaytirish muhimligi ta’kidlanadi. Maqola bank tizimida zamonaviy innovatsiyalarni joriy etish orqali moliyaviy xizmatlarning samaradorligini oshirishga qaratilgan tahliliy va amaliy tavsiyalarni o‘z ichiga oladi.

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