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ZENODO
Dataset . 2025
License: CC BY
Data sources: ZENODO
ZENODO
Dataset . 2025
License: CC BY
Data sources: Datacite
ZENODO
Dataset . 2025
License: CC BY
Data sources: Datacite
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The Impact of Digital Financial Literacy and Attitudes on Digital Investment Decisions

Authors: Astomo, Marcel; Prudence, Santiena; Halim, Erwin;

The Impact of Digital Financial Literacy and Attitudes on Digital Investment Decisions

Abstract

This study aims to analyze the effect of Digital Financial Literacy and other financial factors on making Digital Investment Decisions in Indonesia, especially in the Jakarta, Bogor, Depok, Tangerang and Bekasi (JABODETABEK) areas. By using the Structural Equation Modeling (SEM) approach with SMART-PLS 4.0 which is used as a statistical tool to test hypotheses. Questionnaires were distributed via social media from December 18, 2024 to January 2, 2025. From the questionnaire, data was obtained from 403 respondents who had used the digital investment platform. Which then, left 381 respondents after removing outliers. This study explores seven hypotheses involving seven variables: Financial Attitude (FA), Financial Behavior (FB), Financial Knowledge (FK), Financial Well-Being (FWB), Financial Confidence (FC), and Digital Investment Decision (DID). The results showed that all hypotheses tested had a significant effect.

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selected citations
These citations are derived from selected sources.
This is an alternative to the "Influence" indicator, which also reflects the overall/total impact of an article in the research community at large, based on the underlying citation network (diachronically).
BIP!Citations provided by BIP!
popularity
This indicator reflects the "current" impact/attention (the "hype") of an article in the research community at large, based on the underlying citation network.
BIP!Popularity provided by BIP!
influence
This indicator reflects the overall/total impact of an article in the research community at large, based on the underlying citation network (diachronically).
BIP!Influence provided by BIP!
impulse
This indicator reflects the initial momentum of an article directly after its publication, based on the underlying citation network.
BIP!Impulse provided by BIP!
0
Average
Average
Average