Abstract -:In banking technology banks have the opportunity to develop customized products and services to meet future expectations. Information technology is one of the most important facilitators of advantages for bank and its client. Information Technology is one of its transaction processing’s well as other internal systems and processes. They are faster remittance facilities; include automatic tellers machines, telephone banking, home banking, credit cards facility, personal loans, including car loans, housing loans, and internet banking. The various technological platforms used by banks for their day-to-day operations, their manner of reporting and the manner in which reporting and interbank transactions and clearing are affected have evolved substantially over the years