One of the key elements of innovative economic growth is the development of financial technologies. In Ukraine, this market is growing steadily and has great potential to improve the efficiency of financial services. In the context of rapid technological progress and digital transformation, this sector is becoming increasingly important in the global economy. The development of financial services markets that meet the modern and complex requirements of their participants is inextricably linked to ensuring equal, fair, and uninterrupted access to a broad and diverse portfolio of financial services that can meet the needs of today’s demanding consumers. The creation of a highly efficient national system of inclusive financial development contributes to economic growth by maximizing the volume and mobilization of household savings, increasing investment in the Ukrainian economy, and diversifying the financial system. The role of financial technologies in enhancing financial inclusion creates opportunities for inclusive economic growth and improves the overall welfare of the country and its population. Since access to financial technology and support plays a special role in economic inclusion, financial inclusion can be defined as one of the key areas of application. The development of financial inclusion in Ukraine is a relevant and important process that aims to provide people with access to financial services and financial technologies, increase financial literacy, and achieve financial stability in the country. However, Ukraine still faces certain challenges and obstacles on the way to inclusive financial development.