Abstract: Providing affordable banking services ('no frills' accounts) to a large segment of the underprivileged and low-income population is known as financial inclusion. An open and effective society must have unrestricted access to public goods and services. Since banking services are inherently public goods, the main goal of public policy must be to ensure that banking and payment services are accessible to all members of the public without exception. The Financial Inclusion is an initiatives of the government, Banks, NABARD, RBI and various state government, NGOs for the upliftment of poor people especially of rural women, farmers and Self-help groups. The Financial Inclusion program's primary goal is to increase financial inclusion by reaching out to poor rural households and providing them with convenient, self-managed access to formal financial services that can be obtained sustainably and affordably at their doorstep.