The high quality developing financial development will be established explicitly according to studying national policies with China central political bureau by president in 2024. The digital economy and artificial intelligence product will be prevalent particularly currently in every corner of our society. At the same time, the stock market is to be replaced by AI diagnosis software where the tendency of stock price fluctuated with time can be reminded. The popularity stock can be dominant with the help of that kind of stock software. Sustainability financial institution will be advocated and supported with high quality developing reformation urgently and prioritizing to. Digital economy as an important entity has been wielding strong effective power impacting currently to conventional ones. Specially emphasizing on it will be granted as a new tendency currently where it utilizes its powerful influence into bill of traditionally paying and receiving behaviors in common transaction and shopping mall communities at the current prevalent situation.