This study assessed the relationship between conduct and performance of quoted SACCOs in Nigeria. The specific objectives of the study are to determine the extent of relationship between loans and performance of quoted SACCOs in Nigeria and secondly to ascertain the extent of relationship between administrative expenses and performance of quoted SACCOs in Nigeria. The study is an ex post facto research. Utilizing pooled correlation analysis and hypothesis testing, the research investigates the impact of these key variables which are loans, and administrative expenses on the performance Proxy as return on assets (ROA) of quoted Savings and Credit Cooperative Societies SACCOs. The findings reveal a significant positive relationship between increased loans and enhanced performance, emphasizing the importance of managing credit risk to minimize net charge-offs. Additionally, a notable positive association is identified between administrative expenses and performance, prompting recommendations for SACCOs to optimize cost-efficiency while facilitating larger loans. The study underscores the critical role of these variables in shaping the financial viability and sustainability of SACCOs, providing valuable insights for cooperative management and policy formulation in the Nigerian financial sector.