Abstract: The advancement of Islamic Banking and Finance in Syria has faced constraints owing to a range of factors, including inadequate assistance from regulatory authorities and customer base. The role of small and medium enterprises (SMEs) is vital in Syria's economy and job market, yet they often lack sufficient support from the Islamic Banking and Finance sector. There exists a notable gap in scholarly work connecting SMEs with Islamic finance, particularly within the Syrian context. To ascertain the significance of the Islamic financial system for SMEs in Syria and other Muslim nations, it is imperative to address this research topic and conduct a thorough empirical analysis. This gap in understanding and literature forms the central issue of the study. This study investigates the relationship between religious obligation and intention to adopt Islamic finance among SMEs in Syria. This research offers valuable insights for both individual practitioners and the academic and theoretical spheres. Its findings are poised to influence policy-making. To assess the effect of the independent variable on the dependent one, quantitative methodologies were employed, capitalizing on their ability to detect fine distinctions and variances among individuals. A questionnaire constituted the primary instrument of this study. It targeted a research population of 600 small and medium-sized enterprises (SMEs) in Syria, with a subset of 400 SMEs comprising the study sample that received the questionnaire. The findings revealed that religiosity has little impact on a person's desire to receive Islamic finance in Syria, more precisely, the findings reveal that religion does not always play a key role in deciding on Islamic finance, since only those with a higher level of religiosity are more likely to choose Islamic banking and finance. According to the findings, the conclusions matched those of other research they looked at, which had mixed results on the association between religion and the choice of Islamic banks and finance. Keywords: Religion, Adopt Islamic Finance, SMEs, FinTech. Title: THE RELATIONSHIP BETWEEN RELIGION OBLIGATION AND INTENTION TO ADOPT ISLAMIC FINANCE Author: Ahmed Muhamed Othman, Barjoyai Bin Bardai, Fahad Al-Shaghdari International Journal of Management and Commerce Innovations ISSN 2348-7585 (Online) Vol. 11, Issue 2, October 2023 - March 2024 Page No: 114-119 Research Publish Journals Website: www.researchpublish.com Published Date: 25-November-2023 DOI: https://doi.org/10.5281/zenodo.10205602 Paper Download Link (Source) https://www.researchpublish.com/papers/the-relationship-between-religion-obligation-and-intention-to-adopt-islamic-finance