Public sector health insurance trusts.

Public sector associations have successfully developed and run employee health insurance pools for almost 30 years, providing members with savings and flexibility not available from commercial health insurance carriers. This article looks at the models, technical tools and governance philosophy that have contributed to their success in a very challenging business environment.

Keywords

Health Benefit Plans, Employee, Models, Economic, Public Sector, Actuarial Analysis, Fees and Charges, State Health Plans, Insurance Pools, United States, Risk Sharing, Financial

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