Towards a pan-European deposit guarantee scheme. How bank riskiness is relevant in the scheme?
Towards a pan-European deposit guarantee scheme. How bank riskiness is relevant in the scheme?
This research, differently form previous papers, want to answer two main questions. The first one, after a comparison between the main characteristics of the new "European DGS" and the main characteristics of the US Federal Deposit Insurance Corporation (FDIC) wants to analyze the similarities and the differences in the two schemes in order to find out if there is a convergence of the schemes. Are the schemes converging towards a specific deposit insurance scheme? The second one consider the fact that the new European Directive requires that DGS's funding arrangements are risk-based systems able to minimize the moral hazard risk.What is the impact of risk-ased insurance premium on isk-tking attitude of banks?
- University of Verona Italy
- University of Padua Italy
bank riskiness; European Union, depositi; deposit guarantee scheme; bank risk; European Union
bank riskiness; European Union, depositi; deposit guarantee scheme; bank risk; European Union
selected citations These citations are derived from selected sources.This is an alternative to the "Influence" indicator, which also reflects the overall/total impact of an article in the research community at large, based on the underlying citation network (diachronically).0 popularity This indicator reflects the "current" impact/attention (the "hype") of an article in the research community at large, based on the underlying citation network.Average influence This indicator reflects the overall/total impact of an article in the research community at large, based on the underlying citation network (diachronically).Average impulse This indicator reflects the initial momentum of an article directly after its publication, based on the underlying citation network.Average
Citations provided by BIP!Popularity provided by BIP!