"Disability Insurance"
"Disability Insurance"
We first describe types of disability insurance products, and common policy conditions. Then a probabilistic model for insurance covers providing disability annuities is defined, adopting a time-discrete approach. The construction of actuarial values, premiums, and reserves follows. A more general actuarial framework is finally sketched, by adopting the multistate approach.
- University of Trieste Italy
disability annuity, permanent health insurance, loss-of-income insurance, reserve, actuarial value, premium, income protection insurance, income protection insurance; permanent health insurance; loss-of-income insurance; disability annuity; actuarial values; premiums; reserves; inception-annuity formula multistate Markov models, inception-annuity formula multistate Markov models
disability annuity, permanent health insurance, loss-of-income insurance, reserve, actuarial value, premium, income protection insurance, income protection insurance; permanent health insurance; loss-of-income insurance; disability annuity; actuarial values; premiums; reserves; inception-annuity formula multistate Markov models, inception-annuity formula multistate Markov models
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