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Repayment of Old Loans through New Loans. Is "Cross-Financing" a Problem for the Grameen Bank?

Authors: Ask, Karin; Wiig, Arne; Sigvaldsen, Erland;

Repayment of Old Loans through New Loans. Is "Cross-Financing" a Problem for the Grameen Bank?

Abstract

The study analyses the problem and extent of cross-financing in the Grameen Bank system. The main finding is that cross-financing is rarely a problem. However, survey data indicate that long term borrowers, who generally have the highest loan portfolios, turn into irregular borrowers. The study was funded by NORAD. Karin Ask is a social anthropologist and research fellow with the Chr. Michelsen Institute Dr. Arne Wiig is an economist and research fellow with the Chr. Michelsen Institute. Erland Sigvaldsen is a banking consultant with the Nordic Consulting Group.

Country
Norway
Related Organizations
Keywords

Microcredit, Bangladesh, Grameen Bank, Development banks

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selected citations
These citations are derived from selected sources.
This is an alternative to the "Influence" indicator, which also reflects the overall/total impact of an article in the research community at large, based on the underlying citation network (diachronically).
BIP!Citations provided by BIP!
popularity
This indicator reflects the "current" impact/attention (the "hype") of an article in the research community at large, based on the underlying citation network.
BIP!Popularity provided by BIP!
influence
This indicator reflects the overall/total impact of an article in the research community at large, based on the underlying citation network (diachronically).
BIP!Influence provided by BIP!
impulse
This indicator reflects the initial momentum of an article directly after its publication, based on the underlying citation network.
BIP!Impulse provided by BIP!
0
Average
Average
Average
Green