The article presents an attempt at determining the impact exerted by principles of financing the cooperative housing sector on technical maintenance of housing resources. Its theoretical part is based on descriptive analysis supported by the theory explaining the impact exerted on the process of technical maintenance of housing resources by the financial system. The authoresses proceed from an assumption that the financial system in the cooperative housing sector has characteristics of a parametric system, which theoretically creates possibilities for the effective functioning of the process of technical maintenance of housing resources. These possibilities have be engreatly reduced in conditions of the economic crisis. This thesis is supplementd by statistical interpretation of te analyzed economic phenomena. Zadanie pt. „Digitalizacja i udostępnienie w Cyfrowym Repozytorium Uniwersytetu Łódzkiego kolekcji czasopism naukowych wydawanych przez Uniwersytet Łódzki” nr 885/P-DUN/2014 zostało dofinansowane ze środków MNiSW w ramach działalności upowszechniającej naukę.