
handle: 10498/36124 , 10486/700081
Este artículo tiene por objeto examinar los remedios de los que dispone el consumidor para hacer frente a la abusividad en la contratación bancaria de cualquier instrumento no financiero. Estos se estructuran en unos controles preventivos, que afectan a la fase de formación del contrato y que permiten evitar su excesiva onerosidad, y unos remedios, en sentido estricto, que inciden en su ejecución. En atención a la importancia que ha tenido en los últimos años la inobservancia de estos controles en los préstamos hipotecarios, y por la reciente jurisprudencia en materia de consumo que los ha ampliado, se reservará una parte final con algunas soluciones para las cláusulas potencialmente abusivas
This paper analyses consumer remedies for abusive clauses in banking contracts of non-financial instruments. This protection refers, on the one hand, to some preventive controls, in particular regarding contract formation to avoid hardship and, on the other hand, to some remedies in contract execution. In accordance with the importance of abusive clauses in mortgage loans and consumer case law, which has extended these controls, we will finally examine some solutions to this matter for potentially abusive clauses
Cláusulas abusivas, Excesiva onerosidad, Derecho, Control de incorporación, Deber de información precontractual, Control de transparencia
Cláusulas abusivas, Excesiva onerosidad, Derecho, Control de incorporación, Deber de información precontractual, Control de transparencia
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