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Biblos-e Archivo
Article . 2019
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Remedios del consumidor ante la abusividad en los instrumentos no financieros

Consumer remedies for abusive clauses in non-financial instruments
Authors: Argelich Comelles, Cristina;

Remedios del consumidor ante la abusividad en los instrumentos no financieros

Abstract

Este artículo tiene por objeto examinar los remedios de los que dispone el consumidor para hacer frente a la abusividad en la contratación bancaria de cualquier instrumento no financiero. Estos se estructuran en unos controles preventivos, que afectan a la fase de formación del contrato y que permiten evitar su excesiva onerosidad, y unos remedios, en sentido estricto, que inciden en su ejecución. En atención a la importancia que ha tenido en los últimos años la inobservancia de estos controles en los préstamos hipotecarios, y por la reciente jurisprudencia en materia de consumo que los ha ampliado, se reservará una parte final con algunas soluciones para las cláusulas potencialmente abusivas

This paper analyses consumer remedies for abusive clauses in banking contracts of non-financial instruments. This protection refers, on the one hand, to some preventive controls, in particular regarding contract formation to avoid hardship and, on the other hand, to some remedies in contract execution. In accordance with the importance of abusive clauses in mortgage loans and consumer case law, which has extended these controls, we will finally examine some solutions to this matter for potentially abusive clauses

Country
Spain
Keywords

Cláusulas abusivas, Excesiva onerosidad, Derecho, Control de incorporación, Deber de información precontractual, Control de transparencia

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selected citations
These citations are derived from selected sources.
This is an alternative to the "Influence" indicator, which also reflects the overall/total impact of an article in the research community at large, based on the underlying citation network (diachronically).
BIP!Citations provided by BIP!
popularity
This indicator reflects the "current" impact/attention (the "hype") of an article in the research community at large, based on the underlying citation network.
BIP!Popularity provided by BIP!
influence
This indicator reflects the overall/total impact of an article in the research community at large, based on the underlying citation network (diachronically).
BIP!Influence provided by BIP!
impulse
This indicator reflects the initial momentum of an article directly after its publication, based on the underlying citation network.
BIP!Impulse provided by BIP!
0
Average
Average
Average
Green