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handle: 10071/23754
A poupança é um comportamento positivo (OECD, 2016), que se traduz em bem-estar financeiro para os indivíduos e as famílias. A poupança de longo prazo oferece a possibilidade de um padrão de consumo doseado ao longo do tempo e a poupança regular e de curto prazo (i.e., de emergência) oferece uma almofada protetora do poder de compra face a um choque no rendimento (Mahdzan e Tabiani, 2013).
info:eu-repo/semantics/publishedVersion
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