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Harmoni Sosial Jurnal Pengabdian dan Solidaritas Masyarakat
Article . 2026 . Peer-reviewed
License: CC BY SA
Data sources: Crossref
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Literasi Keuangan dan Pencatatan Keuangan Pribadi Sederhana bagi Siswa/I SMA

Authors: null Amin Wijoyo; null Steven Wiryajaya; null Richard Edbert;

Literasi Keuangan dan Pencatatan Keuangan Pribadi Sederhana bagi Siswa/I SMA

Abstract

Financial literacy is an essential competency that should be developed from an early age to enable students to manage their personal finances wisely amid the growing use of digital financial transactions. However, many high school students are still unfamiliar with budgeting and systematic personal financial recordkeeping. This Community Service Program (PKM) aimed to improve students' understanding of financial literacy and simple personal financial recordkeeping through basic accounting training. The activity was conducted face-to-face at SMA Katolik Ricci 1 Jakarta involving 15 students using interactive lectures, discussions, case studies, practical exercises on personal financial recording, and learning evaluations through Kahoot-based pre-tests and post-tests. The results demonstrated an improvement in students' understanding of the learning materials. Based on the post-test results, 3 students (20%) achieved 100% accuracy, 6 students (40%) scored 83%, 3 students (20%) obtained 67%, and 3 students (20%) achieved 50% correct answers. Overall, 80% of participants attained at least 67% accuracy, indicating that most students successfully understood the concepts of financial literacy, personal budgeting, and simple income and expenditure recording. In addition, students actively participated in discussions and evaluation sessions, creating a more engaging learning environment. Therefore, this training effectively enhanced students' financial literacy and basic accounting knowledge while fostering responsible financial management behavior, contributing to the achievement of the Sustainable Development Goals.

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selected citations
These citations are derived from selected sources.
This is an alternative to the "Influence" indicator, which also reflects the overall/total impact of an article in the research community at large, based on the underlying citation network (diachronically).
BIP!Citations provided by BIP!
popularity
This indicator reflects the "current" impact/attention (the "hype") of an article in the research community at large, based on the underlying citation network.
BIP!Popularity provided by BIP!
influence
This indicator reflects the overall/total impact of an article in the research community at large, based on the underlying citation network (diachronically).
BIP!Influence provided by BIP!
impulse
This indicator reflects the initial momentum of an article directly after its publication, based on the underlying citation network.
BIP!Impulse provided by BIP!
0
Average
Average
Average