Income and consumption of material goods and services by households to meet the different needs of man, are identified key indicators of the life quality. Therefore increasing interest in changing patterns of consumer behaviors and decisions taken by them to purchase and use various types of services. This paper presents the diversity of household behavior in terms of the level and structure of consumption of particular types of services. The authors present the amount of expenses and interest expenses for various types of services in the total expenditure of different socio-economic household groups in the period 2005–2010. The analysis allowed to capture the changes that have occurred in recent years in the level of spending on these services.