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Tesla Revista Científica
Article . 2023 . Peer-reviewed
License: CC BY
Data sources: Crossref
https://dx.doi.org/10.60692/r5...
Other literature type . 2023
Data sources: Datacite
https://dx.doi.org/10.60692/3q...
Other literature type . 2023
Data sources: Datacite
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Educación financiera basada en los conocimientos financieros: un análisis en los beneficiarios del programa Campo Emprende

التثقيف المالي القائم على المعرفة المالية: تحليل المستفيدين من برنامج كامبو إمبريند
Authors: Marciana Paola Polo Riva; Alexander Fernando Haro Sarango; Carlos Alberto Barreno Córdova; Mauricio Giovanny Arias Pérez; César Augusto Salazar Mejía;

Educación financiera basada en los conocimientos financieros: un análisis en los beneficiarios del programa Campo Emprende

Abstract

La alfabetización financiera es la capacidad de entender y manejar de manera efectiva los conceptos y herramientas financieras, como el ahorro, la inversión, el presupuesto y el crédito. La falta de alfabetización financiera puede llevar a una mala gestión del dinero y a situaciones financieras precarias. Con esta premisa, el objetivo del estudio es: analizar descriptivamente la incidencia de la alfabetización financiera en la toma de decisiones en los beneficiarios del programa Campo Emprende. Para su resolución se elabora un cuestionario estructurado, validado y con nivel de confiabilidad oportuno. El programa Campo Aprende ha concebido resultados gratificantes mostrando un incremento relativo en cada uno de los cuestionamientos plasmados en la prueba P8, por ende, se puede afirmar, que ha mejorado proporcionalmente el nivel del conocimiento de los encuestados del territorio de Medio Bajo Atrato. Mediante la distribución gráfica se han conseguido puntajes significativos en la prueba posterior a la capacitación, que cubren incrementos desde 21,17% a 37,70% respectivamente.

Keywords

Importance of Financial Literacy and Retirement Planning, Economics and Econometrics, Access to Finance, Microfinance, Gender Empowerment, and Economic Development, FOS: Political science, Social Sciences, Business, Management and Accounting, FOS: Humanities, Financial Literacy, Financial Inclusion, Economics, Econometrics and Finance, Humanities, Accounting, Political science, Art

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    popularity
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    influence
    This indicator reflects the overall/total impact of an article in the research community at large, based on the underlying citation network (diachronically).
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selected citations
These citations are derived from selected sources.
This is an alternative to the "Influence" indicator, which also reflects the overall/total impact of an article in the research community at large, based on the underlying citation network (diachronically).
BIP!Citations provided by BIP!
popularity
This indicator reflects the "current" impact/attention (the "hype") of an article in the research community at large, based on the underlying citation network.
BIP!Popularity provided by BIP!
influence
This indicator reflects the overall/total impact of an article in the research community at large, based on the underlying citation network (diachronically).
BIP!Influence provided by BIP!
impulse
This indicator reflects the initial momentum of an article directly after its publication, based on the underlying citation network.
BIP!Impulse provided by BIP!
2
Average
Average
Average
gold